Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter "Terms") govern access to and use of the website mervoluxmx.com (hereinafter "the Site"), operated by Mervolux Consultoría Financiera S.A. de C.V. (hereinafter "Mervoluxmx"). By accessing and using this Site, you acknowledge your agreement with these Terms in their entirety. If you disagree with any of them, please refrain from using the Site.
1. Identification of the Responsible Party
Legal name: Mervolux Consultoría Financiera S.A. de C.V. Federal Taxpayer Registry (RFC): MLX201018QR7 Registered address: Av. Paseo de la Reforma 505, Floor 12, Col. Cuauhtémoc, Alcaldía Cuauhtémoc, C.P. 06500, Mexico City, Mexico Commercial Registry: Folio No. 2020/048271, Public Registry of Commerce, Mexico City CNBV Registration: No. CNBV-2020-4782 Year of incorporation: 2020
2. Description of Services
Mervoluxmx offers consulting services in personal and business finance, including but not limited to: comprehensive financial planning, debt management and restructuring advisory, investment strategy guidance tailored to each client's profile, and financial education and literacy programs. Services are provided through in-person sessions at our Mexico City offices, virtual videoconference sessions, and educational content periodically published on this Site.
3. Informational Nature of the Site
The content published on mervoluxmx.com is exclusively informational and educational in nature. Under no circumstances does it constitute personalized financial, legal, tax, or investment advice. The information presented should not be interpreted as a recommendation to carry out specific financial transactions. Financial decisions you make based on the general information available on this Site are your sole responsibility. For personalized advice, we recommend scheduling a formal consultation with our team of consultants. This site is for informational purposes only and is not responsible for any loss of funds.
4. Acceptable Use of the Website
By using this Site, you represent and agree to: • Provide truthful, complete, and up-to-date information when completing any form available on the Site. • Not use the Site for activities contrary to law, morality, or public order. • Not attempt unauthorized access to restricted areas of the Site, servers, or connected databases. • Not reproduce, duplicate, copy, sell, resell, or commercially exploit any content from the Site without prior written authorization from Mervoluxmx. • Respect the intellectual property rights of Mervoluxmx and any third parties whose content may appear on the Site. • Not introduce viruses, trojans, worms, or other malicious software that may affect the operation of the Site.
5. Intellectual Property
All content on the Site, including but not limited to: texts, articles, graphics, logos, icons, images, data compilations, source code, and navigation design and structure, are the exclusive property of Mervoluxmx or its respective licensors, and are protected by Mexican and international laws on intellectual and industrial property. The word mark "Mervoluxmx" and its associated logo are distinctive signs registered with the Mexican Institute of Industrial Property (IMPI). Their reproduction, distribution, or use without prior written authorization from Mervoluxmx is strictly prohibited.
6. Limitation of Liability
To the maximum extent permitted by applicable Mexican law: • Mervoluxmx does not guarantee the uninterrupted availability of the Site or that it will be free of technical errors. • We shall not be liable for direct, indirect, incidental, consequential, or punitive damages arising from the use or inability to use the Site. • We do not assume responsibility for financial or investment decisions made based on the general and educational information published on the Site. • In no event shall our total liability to the user exceed the amount actually paid by said user for consulting services formally contracted with Mervoluxmx.
7. Personal Data Protection
The processing of personal data you provide through the Site is governed by our Privacy Notice, available for review in the corresponding section of this Site, and is carried out in strict compliance with the Mexican Federal Law on Protection of Personal Data Held by Private Parties (LFPDPPP) and its Regulations.
8. Links to Third-Party Sites
The Site may contain links or references to websites operated by independent third parties. The inclusion of such links does not imply approval, association, or any responsibility on the part of Mervoluxmx regarding the content, privacy policies, business practices, or security of such external sites. We recommend carefully reviewing the terms of use and privacy policies of any third-party site you visit through links from our Site.
9. Applicable Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws in force in the United Mexican States, particularly the Commercial Code, the Federal Consumer Protection Law, and other applicable legal provisions. For the interpretation, compliance, and resolution of any dispute that may arise from these Terms or the use of the Site, the parties expressly submit to the jurisdiction of the competent courts of Mexico City, waiving any other jurisdiction that may correspond to them by reason of present or future domicile.
10. Modifications to the Terms
Mervoluxmx reserves the right to modify, update, or supplement these Terms at any time without prior notice, to reflect changes in our services, applicable legislation, or operational practices. Modifications shall take effect immediately upon publication in this section of the Site. Continued use of the Site after the publication of any modification shall constitute tacit acceptance of the new Terms. We recommend reviewing this page periodically to stay informed.
11. General Provisions and Contact
If any provision of these Terms is declared null or unenforceable by a competent court, such nullity shall not affect the validity of the remaining provisions, which shall continue in full force and effect. Failure by Mervoluxmx to exercise any right provided in these Terms shall not constitute a waiver of such right. For inquiries, clarifications, or communications related to these Terms and Conditions: Mervolux Consultoría Financiera S.A. de C.V. Legal Department Av. Paseo de la Reforma 505, Floor 12 Col. Cuauhtémoc, C.P. 06500 Mexico City, Mexico Email: legal@mervoluxmx.com Phone: +52 (55) 4170-8923 Business hours: Monday to Friday, 9:00 AM to 6:00 PM (Central Mexico Time)